Public liability insurance for a nail technician business is relatively inexpensive compared to the coverage that is offered. Depending on the policy, this could provide coverage up to several million dollars to protect against all possible situations.
The specific cost of a policy will depend on the amount of coverage you require, whether you are a sole trader or employ others and the amount and types of clients you service. It could differ, for example, depending on whether you make house calls or work from your own home and the types of treatments you provide.
The smart thing to do is to speak to a Public Liability Australia insurance broker who may be able to provide you with a quote for public liability insurance that considers your individual circumstances and the scope of the nail technician business that you are operating
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What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
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