Whether you are a sole trader operating a home business, a self-employed trade sub-contractor, small business owner running an on-line business , retail shop or professional office you need public liability insurance.
You may need public liability insurance to pay for bodily injury or property damage your home business causes
A builder, council or client may ask you to provide a certificate of currency with $5million, $10million or $20million Public Liability cover so you can get on site.
Retailer or Commercial office -Your landlord requires you take out public liability insurance for the commercial property you are renting.
Public Liability insurance is necessary in Australia for sole traders and small business owners to cover customer injuries, customer property damage, and other third party damages. Itâs typically required for trade subcontractors to get onto building sites and for commercial lease agreements.
Public Liability insurance is a key insurance protection for all Australian small business owners to protect company and personal assets against third party injury and subsequent legal actions that otherwise could bankrupt a small business.
In Australia Public Liability insurance typically provides sole traders and small business owners cover for:
Whether you operate a home , trade , retail , online or office based business in Australia you need Public Liability insurance cover. Hereâs why:
Key factors in determining how much you Public Liability insurance will cost your business include cost:
For more information on how much public liability insurance cost may cost you call your broker on 1300 670 250 or click here
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What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.