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Compare public liability insurance quotes and cover for your small business with help from the team
at Public Liability Insurance Australia.*
As a barber, you take pride in your skills and strive to offer your clients the best haircuts, shaves and service. However, accidents can happen, no matter how careful you are. That’s why it’s crucial to invest in public liability insurance for your business.
Public liability insurance is a type of business insurance that provides protection to you and your business in case of injury or damage to someone’s property as a result of your business activities. For instance, if a client slips on a wet floor in your barber shop or if you accidentally damage their clothing while cutting their hair, you may be held liable for their injuries or damages. Public liability insurance may help cover these costs, ensuring that you’re financially protected.
Barber shops are unique businesses that require specialized public liability insurance. Clients come to your shop to receive services, and accidents can happen easily. A client may slip on a wet floor, trip over a cord, or get accidentally cut while getting a haircut. Such accidents may result in injuries or damages, which you may be held accountable for. Without public liability insurance, you may face significant financial burdens.
Apart from protecting your customers, public liability insurance also safeguards your business. If someone files a lawsuit against your business for damages or injuries resulting from your activities, it could lead to costly legal fees and damages. Public liability insurance may help cover such legal costs.
Having public liability insurance for your barber shop offers several benefits, including:
Customer Protection: Public liability insurance may help cover the costs of any injuries or damages your clients may sustain while in your shop
Business Protection: The policy may help cover legal fees and damages if someone sues you for injuries or damages resulting from your business activities.
Peace of Mind: Knowing that you’re protected in case of accidents can give you peace of mind and enable you to concentrate on running your business.
Professionalism: Having public liability insurance gives you a professional image and builds trust with your clients.
Getting public liability insurance for your barber shop can be a challenging task. However, with the help of our specialist brokers, you can navigate the process and get a suitable policy for your business. Make sure you understand what the policy covers and the amount of coverage you need. You’ll also need to provide information about your business, such as its location, size, and the range of services you offer.
Depending on your needs, you may want to consider other types of business insurance, such as property insurance, business interruption or tools insurance.
With suitable coverage, you can have peace of mind knowing that you’re protected, allowing you to focus on providing top-notch haircuts, shaves and service to your clients. Don’t wait until it’s too late; get public liability insurance for your barber shop today!
List of states and territories in Australia we can help barbers find the insurance cover they need:
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
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The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
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