All electrical contractors and electrician small businesses in Australia need public liability insurance.
As a electrical contractor or self-employed electrician you need public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.
If an accident happens as a result of your electrical business activity you can be held responsible. Public liability insurance is needed to help cover damages and legal fees.
For example, if as result of your electrician activities someone is harmed public liability may help cover their medical expenses and pay for your legal bills.
In Queensland public liability insurance is mandatory for all electricians .
Throughout Australia electrical contractors may need public liability insurance to work on certain building sites or specific clients who request it.
Public liability insurance for a self-employed electrician protects you from third-party claims of bodily injury or damage to someone elseâs property. For example, if you incorrectly rewire a section of your clientâs home, this could lead to the wiring overheating and starting a fire. In the event of a claim, Public Liability insurance may assist with the repair costs for the damage caused.
Public liability insurance in Australia typically provides self-employed electricians cover for:
Public liability insurance cost for electricians snapshot:
Self-employed electricians , starts from around $530* or $50 per month.
$5 million Public Liability Insurance cost for some electricians with no previous claims starts from around $530* or $50 per month.
*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and electrical business activities.
Thank you for your years of protection, I do appreciate it and your consistent efforts, I am pleased to recommend you to anyone, thanks againâ¦
Thanks again for 1st class service in handling recent claim for glass and signage
Just wanted to say huge thank you for your assistance with my insurance, and all the dramas. your customer service, knowledge re: NEIS and kindness was outstanding and really appreciated at such a stressful time! I'd recommend you to anyone! Would love to send you some muesli if you would like some