Public liability insurance for electricians and electrical contractors. Compare costs and cover and get suitable quotes for self-employed electricians, electrical businesses plus tools and equipment.*
All electrical contractors and electrician small businesses in Australia need public liability insurance.
As a electrical contractor or self-employed electrician you need public liability insurance for electricians as it can protect you and your business against the financial risk of being liable for negligence.
If an accident happens as a result of your electrical business activity you can be held responsible. Public liability insurance is needed to help cover damages and legal fees.
For example, if as result of your electrician activities someone is harmed public liability may help cover their medical expenses and pay for your legal bills.
In Queensland public liability insurance is mandatory for all electricians .
Throughout Australia electrical contractors may need public liability insurance to work on certain building sites or specific clients who request it.
Public liability insurance for a self-employed electrician protects you from third-party claims of bodily injury or damage to someone else’s property. For example, if you incorrectly rewire a section of your client’s home, this could lead to the wiring overheating and starting a fire. In the event of a claim, Public Liability insurance may assist with the repair costs for the damage caused.
Public liability insurance in Australia typically provides self-employed electricians cover for:
Public liability insurance cost for electricians snapshot:
Self-employed electricians, starts from around $750* or $70 per month.
$5 million Public Liability Insurance cost for some electricians with no previous claims starts from around $750* or $70 per month.
*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and electrical business activities.
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Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.