Public Liability Insurance for Cleaners

Cleaners Public Liability Insurance, including Self Employed Cleaners, made simple. Compare Public liability and business insurance for your cleaning business. Get quotes for self-employed cleaners, including house cleaners and window cleaners with help from our liability brokers.*

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Do cleaners need insurance?*

In Australia , all sole traders need public liability insurance.

As a cleaner you need public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.

If an accident happens as a result of your cleaning business activity you are responsible. Public liability insurance is needed to help cover damages and legal fees.

For example, if you are cleaning a client’s house and accidentally damage their TV, public liability insurance may cover the cost of repairing or replacing the TV.

What insurance do I need as a cleaner?*

List of insurance covers needed as a cleaner:

  • All cleaners typically will need at least need Public Liability Insurance.
  • Cover for health and sickness to help protect their income if they can’t work for an extended period.

What type of commercial cleaners are insured under business insurance?*

List of commercial cleaners that can be insured under business insurance

  • House cleaners
  • Domestic cleaners
  • Commercial cleaners
  • Window Cleaners
  • Apartment Cleaners
  • Carpet Cleaner
  • Self Employed Cleaners

how much is public liability insurance for cleaners?*

Public liability insurance cost for cleaners snapshot:

self-employed cleaners of houses and apartments with no previous claims , starts from around $500* or $50 per month for $5 million Public Liability Insurance cost.

For cleaners that:

  • Clean shops
  • Commercial premises in business hours
  • Have employees
  • Costs will be higher.

*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and cleaning business activities.

We serve cleaners all over Australia*

List of states and territories in Australia we can help builders and building sub- contractors find the insurance cover they need :

  • New South Wales (NSW)
  • Queensland (QLD)
  • Victoria (VIC)
  • Western Australia (WA)
  • South Australia (SA)
  • Tasmania (TAS)
  • ACT and NT

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Liability Broker


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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.

Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.