Public liability insurance quotes for plumbers and pipefitters. Suitable cover for self-employed plumbers, pipefitters and your plumbing tools and equipment with help from our liability brokers.*
In Australia , all self-employed plumbers and pipefitters need public liability insurance.
As a pipefitter you need public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.
If an accident happens as a result of your plumbing business activity you can be held responsible. Public liability insurance is needed to help cover damages and legal fees.
For example, if as result of your plumbing activities your clients property is damaged public liability insurance can help pay for the repairs.
In Victoria public liability insurance is mandatory for all plumbers.
Throughout Australia you may need public liability insurance to work on certain building sites or specific clients who request it.
Public liability insurance for the self-employed plumbers protects you from third-party claims of bodily injury or damage to someone else’s property. For example, if you are doing a plumbing job at a client’s home and their child hurts themselves by falling into a ditch you have dug or by tripping over your tools and equipment, Public Liability may help pay the related medical bills and your legal expenses.
Public liability insurance in Australia typically provides self-employed plumbers with cover for:
The difference between public liability and professional indemnity insurance for plumbers is that:
Public liability insurance cover is to protect plumbers against claims made by clients and other parties for injury, or damage to property
while Professional indemnity covers plumbers for claims made by clients for professional errors or negligence.
In practice for plumbers in Australia that means they typically need public liability to cover issues that arise from their physical plumbing activities on site while professional indemnity insurance can protect you plumbers against legal costs and damages when one of your clients makes a claim for damages against you for the design stage of the project.
Generally speaking if plumbers provide advice or design for a fee they need professional indemnity insurance.
Public liability insurance cost for plumbers snapshot:
Self-employed plumbers, starts from around $950* or $90 per month.
$5 million Public Liability Insurance cost for some plumbers with no previous claims starts from around $950* or $90 per month.
*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and plumbing business activities.
List of states and territories in Australia we can help plumbers and pipefitters find the insurance cover they need :
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.