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Public liability insurance quotes for gardeners. Compare costs and suitable cover for landscape gardeners, self-employed gardeners, gardening equipment and gardening sub-contractors with help from our liability brokers.*
In Australia, all self-employed gardeners need public liability insurance.
As a gardener you need public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.
If an accident happens as a result of your gardening business activity you are responsible. Public liability insurance is needed to help cover damages and legal fees.
For example, if as result of your gardening activities someone is harmed public liability may help cover their medical expenses and pay for your legal bills.
Public liability insurance for the self-employed gardeners protects you from third-party claims of bodily injury or damage to someone else’s property. For example, if you are gardening for a client at their home and their child trips over your ladder or garden hose and hurts themselves public liability may help pay your legal bills and the child’s medical bills.
Public liability insurance in Australia typically provides self-employed gardeners cover for:
Public liability insurance cost for gardeners snapshot:
Self-employed gardeners, starts from around $560* or $50 per month.
$5 million Public Liability Insurance cost for some gardeners with no previous claims starts from around $560* or $50 per month.
*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and gardening business activities.
List of states and territories in Australia we can help gardeners find the insurance cover they need:
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
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