Public liability insurance for self-employed made easy. Compare costs, get quotes for self-employed cleaners, carers, hairdressers and other self-employed occupations for the cover you liability cover you need.*
Public liability insurance for the self-employed protects you from third-party claims of bodily injury or damage to someone else’s property. For example, if you visit a client’s home and accidentally damage their cabinet, public liability insurance may cover the cost of repairing or replacing the cabinet.
If you are self-employed in Australia, you need public liability insurance because if your business activities cause property damage or personal injury to another person you will be liable for the financial damages, legal defence costs and other charges.
Public liability can protect the self-employed from significant claims and damages.
Compare self employed public liability insurance from a range of leading insurers with the help of our liability brokers.
List of insurers we may compare public liability policies for the self-employed :
We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the self-employed occupation we will typically compare between 0-8 insurers.
Public liability insurance cost snapshot for the self-employed is below:
Self employed – office based occupations,
eg. consultants and contractors
Public liability insurance cost start from $480 annually or $45 per month for $5mil cover for office based self employed occupations.
Public liability insurance cost median $560 annually or $50 per month for $5mil cover for office based self employed occupations.
Self-employed tradies, such as painters starts from around $560 or $50 per month.
$5 million Public Liability Insurance cost for some lower risk self-employed tradies, such as painters starts from around $560* or $50 per month.
*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and self- employed business activities.
List of states and territories in Australia we can help the self-employed find the insurance cover they need :
Get a quote and purchase insurance coverage fast
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.