Business insurance and public liability for sole traders made easy. Compare costs, insurers and get suitable
quotes for your requirements from our friendly team of brokers- wherever you are in Australia.*
Public liability insurance for sole traders can provide cover for claims against :
Sole Trader Personal Injury Insurance is cover that can provide a weekly benefit when you have an accident or are injured and can’t work for extended period.
This cover can provide up to 85%* of your weekly income for 52 or 104 weeks at the time of the injury.
In Australia, all sole traders need public liability insurance.
As a sole trader you need public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.
If an accident happens as a result of your sole trader business activity you are responsible. Public liability insurance is needed to help cover damages and legal fees.
List of insurance covers needed as a sole trader:
In Australia , sole traders, such as accountants , consultants , and IT contractors that provide advice for a fee need professional indemnity insurance.
As a sole trader that provides professional advice you need professional indemnity insurance as it can protect you and your business against legal costs and damages when one of your clients makes a claim for damages against you.
Public liability insurance cost snapshot for sole traders is below:
self employed office based sole traders,
eg. consultants and contractors
$5 million public liability insurance costs start from $480 annually or $40 per month for some office based self employed consultants
$5 million Public Liability Insurance costs for some lower risk self-employed tradies, such as some domestic painters, gardeners and domestic cleaners starts from around $550* or $50 per month.
* Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and self-employed business activities.
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.