Public liability insurance is designed to cover you for any property damage and/or personal injury that is suffered by a third party, including clients, neighbours and members of the public that is caused by negligence during your cleaning activities.*
As a window cleaner, you’ll know that your work comes with its own set of risks for the general public. From falling cleaning equipment, to slip and fall accidents, there is always the potential for someone to get hurt or suffer damages as a result of your work. When this happens they can take you to court for compensation for any financial losses they have suffered.
Public liability insurance for window cleaners is designed to protect you from the financial losses that result from a successful liability claim. Such policies may cover the costs of legal representation in defending such claims as well as any financial compensation that is ordered by a court if you are found to be liable.
Public liability insurance may protect you from the impact of accidents when cleaning equipment is being moved or set up that cause injury to people or property. If your window cleaning business operates on multi-storey buildings, this may involve working at heights and the use of elevated work platforms and machines such as cherry pickers which come with their own risks and safety issues.
Even when you take all possible care, accidents can still happen and sometimes they have serious consequences. An incident that results in major property damage or physical injury has the potential to bankrupt you or your business unless you have appropriate insurance in place.
Public liability insurance is designed to cover you for any property damage and/or personal injury that is suffered by a third party, including clients, neighbours and members of the public that is caused by negligence during your cleaning activities.
Even when you have taken all the right precautions and believe you are not in the wrong, an adverse court decision could result in an award of significant monetary damages to the victim ; as well as you being responsible for the fees from your legal representation. Public liability insurance may protect you by covering these costs and is a must for your peace of mind when operating your window cleaning business.
Public liability insurance in Australia typically provides self-employed window cleaners cover for:
Public Liability Insurance cost for a window cleaners will depend on various factors including the size of your business, the type of work you do and the types of clients you service.
*Important : the above is a guide only; pricing may vary significantly from the above based on your size, clients, experience and window cleaner activities.
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