Public Liability Insurance Australia

Public liability insurance may protect you and your business against third-party claims for injuries or accidents occurring on your property or as a result of negligent operations. For this reason, public liability insurance is one of the most important considerations for business owners. Get public liability insurance quotes and cover for your small business with help from the brokers at Public Liability Insurance Australia.*

What is Public Liability insurance?*

Public liability insurance is designed to protect your business against claims of injury or property damage caused by negligent business activities. If your business involves interacting with the public, there’s always the risk of accidents occurring. Should a customer, supplier, or member of the public make a claim against you for personal injury or property damage, you have a duty of care to ensure that your business is adequately protected.

Public liability insurance may help cover any legal costs, compensation payments, and other fees associated with third-party claims against you. This may help your business avoid potentially devastating financial burdens and allow you to continue your day-to-day business operations with greater confidence.

What does public liability insurance cover?*

Public liability insurance may cover your business if a member of the public is injured or has their property damaged due to your work, while visiting your premises, or as a result of using your products or services. Like most insurance policies, it’s important to review your chosen policy to know exactly what you’re covered for. If you’re unsure, always ask one of our business insurance brokers, and refer to your insurance provider or Product Disclosure Statement (PDS).

How can a Public Liability Insurance Broker help? *

From a customer slipping and falling to accidentally spilling coffee on a client’s belongings, running a business comes with all types of risks that may cost you significantly. Hiring a public liability insurance broker may help you to navigate the complexities of comparing and finding a suitable insurance policy for you and your business needs.

A public liability insurance broker may help: Review your business activities to identify potential liabilities and provide suitable coverage. Review policies from different insurers to find a suitable option. Talk you through the coverage to ensure you know exactly what you’re covered for. Tailor your coverage to adjust it to your business operations and risks. Assist you in claims made against your business. Offer ongoing support to ensure your policy’s coverage remains relevant and adequate. At Public Liability Insurance Australia, we understand that finding the appropriate coverage can be challenging. Let us take the stress out of public liability insurance. Contact us today.