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Public liability insurance cover for a welding business may cover you for the costs of your legal representation and any compensation you are ordered to pay when you are defending yourself against, or have been found liable for, property damage or personal injury that is suffered by a third party.
In cases of injury suffered by a third party, this could include compensation for ambulance call-out costs, any medical or rehabilitation treatment required, loss of income of the injured party and other compensation (such as for pain and suffering) that may be ordered by a court. In cases of property damage, it could include compensation for the repair or replacement of any damaged property or possessions that are found by the court to have occurred directly or indirectly as a result of your welding work.
While public liability insurance for welders is not a legal requirement in Australia it is essential for protecting yourself and your business against unforeseen accidents and events that, in the worst cases, can have life-changing financial impacts. It gives you peace of mind knowing that when the unexpected happens you and your welding business can be financially protected.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
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