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Victoria is Australia’s second most populous state, and it stands as a significant hub of Australian business. Victoria is home to over 300,000 businesses, including a vast array of self-employed individuals and freelancers. The main industries in Victoria include healthcare and social assistance, professional, scientific and technical services, retail trade, and manufacturing. If you operate a business in Victoria, no matter its size, which offers services to the public, it is essential to ensure that your business is properly insured. Public liability cover can offer protection against costly accidents and injuries caused by your business that might lead to a lawsuit.
Public liability insurance is crucial for sole traders, small business owners, and directors of home-based companies. Whether your business is an online store, a construction company, or an office, investing in public liability insurance can provide a safety net for various problems, such as injuries at your store or site or errors resulting in customer injuries or financial losses. With a comprehensive policy, you can file a claim, potentially saving your business from financial disaster.
Finding a suitable insurance policy with Public Liability Insurance Australia.
At Public Liability Insurance Australia, we are dedicated to simplifying the lives of business owners and sole traders. Leveraging extensive experience and deep industry knowledge, we find suitable and affordable policies for every kind of small business. We have solid, established relationships with reputable insurers and tailor our search for policies based on your specific business needs. Once we fully understand your requirements, you can focus on running your business while we compare different policies to identify the best options for you. We work with businesses in a broad range of industries and recognize that each client has unique needs. Our goal is to find policies that fit your budget and meet your requirements.
The Public Liability Australia team compare Public Liability insurance for Australian self-employed sole traders and small business owners from a range of leading insurers with the help of our liability brokers.
The Public Liability Australia team have access to over 160 products and services which is helpful for hard to place occupations.
We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the occupation we will typically compare between 0-8 insurers.
United Insurance Group is made up of a number of authorised representatives who deal in general insurance advice across the range of commercial and retail sectors.
United Insurance Group’s good spread of risks and contacts with underwriters, as well as internal access to expertise and support, which provides benefits to the individual businesses and authorised representatives within UIG.
United Insurance Group is part of the largest insurance broker network in Australia and New Zealand, the Steadfast Group.
The Steadfast Network has 473 general insurance brokerages in Australasia who receive superior market access, exclusive products and services, backed by the size and scale of the Steadfast Group.
Benefits to small business clients with member broker include improved policy wordings, broker training and triage support for challenging claims.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.