Public liability insurance for tradies and trade sub- contractors protects you from third-party claims of bodily injury or damage to someone elseâs property.
In Australia self-employed trade subcontractors ; such as plumbers, electricians and carpenters are typically required to take out their own public liability cover.
For example, if you are doing a plumbing job at a clientâs home and their child hurts themselves by falling into a ditch you have dug or by tripping over your tools and equipment, Public Liability may help pay the related medical bills and your legal expenses.
Public liability insurance in Australia typically provides tradies and trade sub- contractors cover for:
Public Liability Insurance cost for tradies snapshot:
Self-employed construction tradies , starts from around $650* or $60 per month.
$5 million Public Liability Insurance cost for some gardeners with no previous claims starts from around $650* or $60 per month.
*Important : The above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and specific trade occupation
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