Public Liability Insurance for Tradies and Trade Contractors. Compare cover and costs and get suitable cover for self-employed tradies and trade sub-contractors with help from our liability brokers.*
Public liability insurance for tradies and trade sub- contractors protects you from third-party claims of bodily injury or damage to someone else’s property.
In Australia self-employed trade subcontractors ; such as plumbers, electricians and carpenters are typically required to take out their own public liability cover.
For example, if you are doing a plumbing job at a client’s home and their child hurts themselves by falling into a ditch you have dug or by tripping over your tools and equipment, Public Liability may help pay the related medical bills and your legal expenses.
Public liability insurance in Australia typically provides tradies and trade sub- contractors cover for:
Public Liability Insurance cost for tradies snapshot:
Self-employed construction tradies , starts from around $650* or $60 per month.
$5 million Public Liability Insurance cost for some gardeners with no previous claims starts from around $650* or $60 per month.
*Important : The above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and specific trade occupation
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.