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Public liability insurance may protect your Tasmanian business by covering potential costs if a customer, supplier, or public member is injured or their property is damaged due to your business’s activities.
There are around 43,000 businesses in Tasmania, 97% of which are classified as small businesses. The main industries include agriculture, fishing and forestry, tourism, health and social care, retail, and education.
As a sole trader or business owner in Tasmania, you may be legally obligated to take reasonable steps to ensure the safety of your customers, suppliers, and the broader community.
Whether you are self-employed, you run a small business or you are a sole trader or a contractor, it’s important to understand the benefits of investing in public liability insurance. Public liability insurance may protect against third-party injuries and damages and product liability cover. It can provide a cushion for companies and individuals who may find themselves facing legal action. For example, if a customer sustains an injury on your premises, they may decide to pursue a claim. If you have public liability insurance, you may be covered. Without this policy, businesses could face significant financial hardship and even sudden closure.
If you are searching for public liability insurance for your Tasmanian business, it’s natural to want to find a suitable policy. At Public Liability Insurance Australia, we know all too well that running a company is time-consuming, and this is why we are on hand to help find a suitable policy for you. We have over 11 years of experience in helping self-employed traders and small business owners benefit from affordable, comprehensive cover. We have access to leading insurance companies in Australia, have an excellent track record, and we represent our clients – not the insurance providers. It is our mission to find you the most suitable policies based on your budget and your requirements. If you have any questions about public liability insurance, or you’re keen to get started and compare quotes, contact us today!
The Public Liability Australia team compare Public Liability insurance for Australian self-employed sole traders and small business owners from a range of leading insurers with the help of our liability brokers.
The Public Liability Australia team have access to over 160 products and services which is helpful for hard to place occupations.
We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the occupation we will typically compare between 0-8 insurers.
United Insurance Group is made up of a number of authorised representatives who deal in general insurance advice across the range of commercial and retail sectors.
United Insurance Group’s good spread of risks and contacts with underwriters, as well as internal access to expertise and support, which provides benefits to the individual businesses and authorised representatives within UIG.
United Insurance Group is part of the largest insurance broker network in Australia and New Zealand, the Steadfast Group.
The Steadfast Network has 473 general insurance brokerages in Australasia who receive superior market access, exclusive products and services, backed by the size and scale of the Steadfast Group.
Benefits to small business clients with member broker include improved policy wordings, broker training and triage support for challenging claims.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.