Home to more than 445,000 small businesses, Queensland is a state famed for its mining and agricultural industries and its appeal to tourists from all corners of the globe. At Public Liability Insurance Australia, we work with clients across Queensland, providing affordable, comprehensive public liability insurance to enable businesses to be suitably covered.
Queensland has a very diverse workforce, and businesses operate across all industries. If your company provides services or facilities that are aimed at consumers or members of the public, you will need to ensure that you have the relevant public liability insurance cover. Public liability insurance provides protection for home business owners, self-employed traders and contractors and small and medium-sized company owners. The aim is to provide cover for accidents or injury caused by your business activities that could result in legal action that has the potential to cripple a small business.
In Queensland, public liability insurance may cover:
At Public Liability Insurance Australia, we understand that running a business is never a walk in the park. When you’re rushing around, trying to juggle a hundred balls at once, the last thing you need is to be worrying about the potential cost of a lawsuit or  paying for an accident or injury out of your own pocket. We take care of the legwork for you, providing you with quotes for public liability insurance based on your budget, the size and type of business you run and the level of cover you require. If you put your trust in us, we may find you a suitable policy promptly. We can provide general advice based on your occupation and organise cover with Australia’s leading public liability insurance providers.
The Public Liability Australia team compare Public Liability insurance for Australian self-employed sole traders and small business owners from a range of leading insurers with the help of our liability brokers.
The Public Liability Australia team have access to over 160 products and services which is helpful for hard to place occupations.
We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the occupation we will typically compare between 0-8 insurers.
United Insurance Group is made up of a number of authorised representatives who deal in general insurance advice across the range of commercial and retail sectors.
United Insurance Group’s good spread of risks and contacts with underwriters, as well as internal access to expertise and support, which provides benefits to the individual businesses and authorised representatives within UIG.
United Insurance Group is part of the largest insurance broker network in Australia and New Zealand, the Steadfast Group.
The Steadfast Network has 473 general insurance brokerages in Australasia who receive superior market access, exclusive products and services, backed by the size and scale of the Steadfast Group.
Benefits to small business clients with member broker include improved policy wordings, broker training and triage support for challenging claims.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
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