What does Liability Insurance cover in an Ecommerce business?

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Liability insurance for an ecommerce business may covers your legal costs in defending yourself against claims of liability and any compensation costs to the injured party if the courts find you responsible in relation to the products you sell.

Public and product liability insurance may cover damages suffered by customers that were caused by the products or services that your ecommerce business sells

Cyber risk liability insurance may cover third-party damages that are caused by a data breach that affects customer such as notifying them of the breach, making good on any losses they suffered and identifying the source of the attack to ensure it does not occur again.

For a relatively small cost, as an ecommerce business owner, you can gain peace of mind that different risks your business faces when operating online may be covered with suitable liability and cyber cover. Even if you are found liable, your insurance may cover any financial losses you suffer.

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What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.

Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.