Public Liability Insurance Cost Australia

Public liability insurance cost for Australian self -employed contractors, sole traders and small business owners*

How much does public liability insurance cost?

Key factors in determining how much your public liability insurance will cost your business include :

The nature and scope of your business

Your business turnover and size

Amount of insurance cover your business needs

Get Quote

homeinfo

Public Liability Insurance Cost Price Guide

How much does $5 million Public Liability Insurance cost self-employed office based sole traders?

eg. consultants and contractors

$5 million public liability insurance cost starts from $460 annually or $40 per month for office based self employed occupations with no previous claims*

How much does $5 million Public Liability Insurance cost self-employed tradies?

$5 million Public Liability Insurance cost for some low risk self-employed tradies, such as painters, starts from around $550 annually* or $50 per month, provided no previous claims.

*Important : the above is a guide only; pricing may vary significantly from the above based on your size, clients, experience and specific business activities.

Public Liability Insurance Cost Examples

Below is a table of popular tradesman occupations and the approximate starting cost for $5 million dollars Public Liability Insurance cost for the tradie occupation for a sole trader, or self-employed contractor, with no previous claims.

Plumbers from $950*
Carpenter Insurance from $850*
Handyman Insurance from $750*
Insurance for Painters and Decorators from $560*
Insurance for Concreters from $970*
Insurance for Plasterers from $640*
Insurance for Lawn Mowers from $550*

Landscape and Gardener Insurance from $560*
Electrician insurance from $750*
Labourers Insurance from $760*
Insurance for Bricklayers from $750*
Insurance for Tilers from $750*
Insurance for Glaziers from $560*
Insurance for Flooring Installers from $750*

For tradies that:

Undertake broader building work

Have employees,

are looking for costs and quotes on other covers you may need; such as product liability, business insurance pack, general property, commercial motor, or any of those above:

*Please note:
The above price is indicative only and pricing may vary significantly from the above based on your size, clients, experience and specific trade business activities. Individual underwriting criteria will apply. While you may just want a quick idea of how much public liability insurance is going to cost it is important to ensure the policy covers you for the full business activities you undertake and the policy and company will respond as intended when there is a claim; so we strongly recommend you call your broker on 1300 670 250.