Public liability insurance quotes in New South Wales

Searching for Public liability insurance quotes in New South Wales?

Compare costs and policy cover; plus get public liability insurance quotes in quotes for tradies, sub-contractors, sole traders and for other small businesses in NSW.

homeinfo

What is public liability insurance NSW?*

Public liability insurance is necessary in NSW for sole traders and small business owners to cover customer injuries, customer property damage, and other third party damages. It’s typically required for trade subcontractors to get onto building sites and for commercial lease agreements.

Public liability insurance is a key insurance protection for all NSW small business owners to protect company and personal assets against third party injury and subsequent legal actions that otherwise could bankrupt a small business.

What are the requirements for public liability insurance in New South Wales?*

Is public liability insurance compulsory in NSW? Is public liability a legal requirement?

Public liability insurance typically is not compulsory in NSW .

While public liability typically is not a legal requirement in NSW all sole traders and small business owners require public liability insurance.

As a sole trader or small business owner you require public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.

What does public liability insurance in NSW cover?*

In NSW public liability insurance typically provides sole traders and small business owners cover for:

If an accident happens as a result of your business activity in NSW you are responsible. Public liability insurance is needed for NSW small business owners to help cover damages and legal fees.

List of cities and suburbs in NSW we help small business owners with public liability and business insurance*

Sydney
Wollongong
Wagga Wagga
Tamworth
Queanbeyan
Coffs Harbour
Bomaderry
Armidale
Katoomba
Bellbird
Taree
Sawtell
Weston
Lithgow
Lawson
Parkes
Moree

Newcastle
Maitland
Albury
Orange
Lismore
Richmond
Nowra
Broken Hill
Forster
Cessnock
Ballina
Singleton
Kurri Kurri
Bowral
Hazelbrook
Ulladulla
Casino

Central Coast
Tweed Heads
Port Macquarie
Dubbo
Bathurst
Windsor
Goulburn
Wentworth Falls
Tuncurry
Grafton
Griffith
Raymond Terrace
Kiama
Batemans Bay
Muswellbrook
Inverell

List of Small Businesses we provide Public Liability Insurance for in NSW*

Tradies
Sole trader
Gardeners
Carpenters & joiners
Plumbers
Cleaners
Self Employed
Builders and Construction
Corporate unit holders
Hr & recruitment specialists
Restaurant and cafes

Welders
Auto Electricians
Catering
Consultants
IT firms
Hairdressers
Beauty
Home business
Retail stores
Office based businesses

Do you require professional indenimity insurance with public liability insurance in NSW?*

In NSW small business owners such as accountants , consultants , and IT contractors that provide advice for a fee need professional indemnity insurance in addition to public liability insurance.

As a small business owner that provides professional advice for a fee in NSW you need professional indemnity insurance as it can protect you and your business against legal costs and damages when one of your clients makes a claim for damages against you.

How to compare public liability insurance in NSW?*

Compare public liability insurance in NSW from a range of leading insurers with the help from our liability brokers.

List of insurance companies we may compare public liability policies for small business owners in NSW:

We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the NSW business occupation we will typically compare between 0-8 insurers.

How much is public liability insurance in NSW?*

Public liability insurance NSW cost snapshot is below for self employed small business owners :

$5 million Public Liability insurance cost in NSW starts from $460 annually or $40 per month for some low risk office based self-employed occupations with no previous claims

$5 million Public Liability Insurance cost in NSW for some low risk self-employed tradies , such as painters starts from around $550 annually* or $50 per month, provided no previous claims.

*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and NSW business activities.