The difference between public liability and professional indemnity insurance for IT contractors is that:
IT contractors, consultants and firms need public liability insurance.
For example, if an IT consultant drops a client’s desktop or laptop public liability insurance may cover replacement or repair.
Further if an It contractor visits a client premises and someone trips over their IT gear and hurts themselves, public liability insurance may cover compensation.
For many IT consultants public liability insurance cover can be bundled in together with professional indemnity insurance cover at a reasonable cost.Get A Quote
For some self-employed IT consultants a combined pubic liability insurance and professional indemnity policy starts from $580 per annum or approx. $55 per month
|Software developer||from $580 per annum PLUS $5 million public liability insurance PLUS $1 million professional indemnity|
|Web developers||from $580 per annum PLUS $5 million public liability insurance PLUS $1 million professional indemnity|
|IT project manager||from $580 per annum PLUS $5 million public liability insurance PLUS $1 million professional indemnity|
Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and IT contracting business activities.
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