Public Liability Insurance for Plasterers

Public liability insurance quotes for plasterers and plastering contractors. Get suitable cover for your plastering business risks, equipment and tools from our liability brokers.*

If you are a self-employed plasterer or running a small plastering business, you work hard to provide quality service and ensure that your clients are satisfied. Things, however, don’t always go to plan and you need to be aware that one accident could undo all the hard work you’ve put into your business. No matter how careful you are, accidents can always happen and, even when you don’t think they’re your fault, you could be sued in court for the costs of making things right.

 

If, for whatever reason, a member of the public is injured or suffers property damage that they claim were caused by the plastering work you could be subject to legal action to pay compensation. Just the legal costs of defending such claims could be enough to bankrupt your business let alone having to pay compensation; in the worst case, it could even result in a significant personal financial loss.

 

You might think that it could never happen but even with all the care in the world, there is always the potential for things to go wrong. Someone visiting your work site could slip or fall over a plasterboard panel and cause themselves significant injury. When you think about all the possible ways that things could go wrong and the resulting financial consequences, having appropriate public liability insurance in place is a necessity for your plastering business.

 

Public liability insurance for plasterers may protect you against legal claims made by a member of the public (or another third party) for any property damage or personal injury they have suffered as a result of your work activities. This type of insurance may cover you for the costs associated with such claims including paying any compensation that is ordered by a court when you are found liable and your legal costs in defending yourself against such claims.

 

While public liability insurance is not legally required for plastering work in Australia, having it in place gives you the peace of mind of knowing you are protected from the consequences of accidents and other unexpected events that occur while you are working. In addition, many builders, property managers and government bodies require you to have public liability insurance before you can enter into contracts with them.

 

The amount of public liability insurance cover you require, and the cost of this insurance will depend on several factors including the size of your business, the types of clients you serve and the size of the contracts that you undertake.

 

The best thing to do is to seek a quote from us and we will be able to tailor a policy for your individual circumstances and business requirements.

What does public liability insurance for plastering business covers?*

Public liability insurance in Australia typically provides plastering businesses and plastering contractors cover for:

  • Third-party injury to other persons – Where your plastering business activities causes harm to others
  • Third-party damage to others property – Where your plastering business activities causes damages to others property
  • Product liability – Where your plastering business products and goods supplied causes harm to others

What is the cost of public liability insurance for plasterers?*

Public Liability Insurance cost for plastering contractors snapshot:

Self-employed plastering contractors, starts from around $980* or $90 per month.

$5 million Public Liability Insurance cost for some plasterers with no previous claims starts from around $980* or $90 per month.

For plasterers that:

  • Weld on building sites
  • Have employees
  • Costs will be higher.

Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and plastering business activities.

We serve plastering businesses and plastering contractors all over Australia*

List of states and territories in Australia we can help plasterers find the insurance cover they need :

  • New South Wales (NSW)
  • Queensland (QLD)
  • Victoria (VIC)
  • Western Australia (WA)
  • South Australia (SA)
  • Tasmania (TAS)
  • ACT and NT

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