Category Archives: Advice

Broadform Liability Insurance Explained Broadform liability insurance is a comprehensive policy that combines both public liability and product liability coverage. Public liability insurance may protect your business from claims related to third-party property damage or personal injury resulting from your business activities. In contrast, product liability insurance may cover damages or injuries caused by your business’s products. The […]

Growing a landscaping business in Australia doesn’t need to feel like an impossible task. In fact, when done correctly it can be a very profitable and rewarding venture. Business owners and homeowners need to keep a well-maintained space outdoors, so the demand for landscaping services is on the rise. With increased demand comes increased competition […]

The amount of public liability insurance that you need will depend on various factors including the type of work that you do, the potential and level of risk to the public of your work, the size and number of the clients you have and external factors such as contract or industry requirements. In general terms, […]

Public liability insurance is an important protection for business owners in Australia. Here are some of the most frequently asked questions about public liability insurance and other essential insurance coverages for Australian business owners: Is Business insurance the Same as Public Liability Insurance?* Business insurance takes many forms. One way to evaluate your business insurance […]

Insurance premium funding can help smooth cash flow for today’s business owners. Juggling bills and paying often hefty insurance premiums can leave business owners cash strapped. Where do you find the money to pay an entire year’s business insurance premium? Premium Financing Can Help Smooth Cash Flow Premium financing provides the funds required to cover […]

As you build your business as a sole trader, you will encounter risks that create the need for insurance protection. You’ll appreciate important advantages to this business approach. You control your business, giving you freedom to operate your business as you see fit. You don’t answer to anyone, except perhaps local regulations. The life of […]

Do you produce, distribute, or sell products to the public? If so, you may need product liability insurance. For example, a plumber rarely sells a product without installing it. However, what about that one-off customer who can’t find the part he needs, but you can easily get it for him at your plumbing supply? Supplying […]

Public liability insurance covers a business when a third party is caused injury or loss because of that business. Different things may be covered depending on the industry, and the work that’s conducted. While not every business has to have public liability insurance, it offers many potential benefits to small and medium sized establishments especially […]

The average small business owner pays approximately $800 per annum, or $66 per month, for public liability insurance, according to data collected by major Australian insurance providers. However, the amount that you actually pay depends on the characteristics of your business. Factors affecting the price include the size of your company and the risks of […]

Workplace safety should be a key business priority. After all, you never know when emergencies can strike. Accidents and unpleasant events can occur on any given day, especially if you are not serious about preventing them. Workplace accidents harm the people around you and can also shatter your reputation and financial stability. Your employees will […]