Public liability insurance for builders and construction companies. Compare quotes to get suitable cover for builders and construction contractors with help from our liability brokers.*
As a builder or construction contractor, public liability insurance is vital to your business because of the nature of the work you do and the potential for accidents to occur. Public liability insurance may indemnify you (and related insured parties) for any legal liability for payment to third parties that have suffered personal injury or property damage that was caused by your business activities.
Public liability insurance for builders and construction contractors protects you from third-party claims of bodily injury or damage to someone else’s property.
In Australia both the principal builder and their subcontractors ; such as plumbers, electricians and carpenters are typically required to take out their own public liability cover
For example, if you are doing a construction job at a client’s home and their child hurts themselves by falling into a ditch you have dug or by tripping over your tools and equipment, Public Liability may help pay the related medical bills and your legal expenses.
Public liability insurance in Australia typically provides builders and building contractors cover for:
public liability insurance cost for construction contractors and builders snapshot:
self-employed construction contractors and builders , starts from around $650* or $60 per month.
$5 million Public Liability Insurance cost for some builders with no previous claims starts from around $650* or $60 per month.
*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and construction business activities.
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What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
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Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.