Public liability insurance for a boilermaker business is designed to protect you and your business against claims for property damage or personal injury to a third party (a member of the public) that are caused, either directly or indirectly, from your work activities. Public liability insurance is designed to cover you for the cost of your legal representation in these cases and any compensation and costs that may be awarded to an injured party by a court.
The purpose of public liability insurance is to protect you financially from the legal requirement to compensate third parties that have suffered damage or injury as a result of your work as a boilermaker. This could include clients, customers, members of the public and so on. It may cover the costs of your legal representation, any investigators or expert witnesses required and compensation costs that are awarded against you.