Body corporate insurance, also known in Australia as owners corporation insurance or residential strata insurance, is protection for common contents and property under the management of a body corporate entity or strata title; and is typical for homes that share common property such town houses, units, apartments and duplexes.
Owners of strata units typically share the premium costs of strata insurance as part of their strata fees and liabilities.
If you live in a home that share common property such town houses, units, apartments and duplexes you will typically need strata insurance, (also known as body corporate insurance and owners corporation insurance.)
List of common contents and property , typically such as the building ,gardens, walls, windows, stairs, and lifts, which strata insurance, body corporate insurance and owners corporation insurance cover:
As strata insurance and body corporate insurance are designed to cover only common contents and property, including the building , typically any damage or loss of contents incurring inside your home that is inside your town house, unit, apartment or duplex is NOT covered.
In Australia ,owners of strata units in body corporates typically share the premium costs of strata insurance as part of their body corporate fees.
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