Public liability insurance for body corporates and residential owner corporations. Compare cover, costs and get quotes for strata insurance with the help from our expert team of brokers.*
Body corporate insurance, also known in Australia as owners corporation insurance or residential strata insurance, is protection for common contents and property under the management of a body corporate entity or strata title; and is typical for homes that share common property such town houses, units, apartments and duplexes.
Owners of strata units typically share the premium costs of strata insurance as part of their strata fees and liabilities.
If you live in a home that share common property such town houses, units, apartments and duplexes you will typically need strata insurance, (also known as body corporate insurance and owners corporation insurance.)
List of common contents and property , typically such as the building ,gardens, walls, windows, stairs, and lifts, which strata insurance, body corporate insurance and owners corporation insurance cover:
Strata insurance, body corporate insurance and owners corporation insurance all refer to the same type of cover – protection for common contents and property under the management of a body corporate entity or strata title.
As strata insurance and body corporate insurance are designed to cover only common contents and property, including the building , typically any damage or loss of contents incurring inside your home that is inside your town house, unit, apartment or duplex is NOT covered.
In Australia ,owners of strata units in body corporates typically share the premium costs of strata insurance as part of their body corporate fees.
List of states and territories in Australia we can help carpenters and joiners find the insurance cover they need :
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.