Why Sole Traders Should Consider Public Liability Insurance
Operating as a sole trader in Australia comes with a lot of independence and flexibility, but it also carries risks that shouldn’t be overlooked. Unlike larger businesses, sole traders don’t have the protection of a company structure, making them personally liable for any legal claims or financial losses resulting from their business activities. One way […]
Navigating Insurance Options as a First-Time Business Owner
Starting a new business is an exciting journey, but it’s also one that comes with responsibilities and risks. As a first-time business owner, you might be focusing on building your client base, refining your services, or perfecting your product. However, one area that shouldn’t be overlooked is securing suitable insurance to protect your business. Understanding […]
What is Broadform Liability Insurance?
As a business owner, understanding different types of liability insurance is key to protecting your operations. One coverage you may encounter is broadform liability insurance. But what exactly is it, and how can it help protect your business? What is Broadform Liability Insurance? * Broadform liability insurance is a type of insurance that may […]
Risk Management for Small Businesses: How Insurance Plays a Role
Running a small business in Australia comes with its share of risks, from accidents on your premises to legal liabilities. As a business owner, managing these risks is essential to ensure the smooth operation and longevity of your business. One of the key tools in managing these risks is insurance, which can provide financial protection […]
Product Liability Insurance: A Must-Have for Ecommerce Businesses
In today’s fast-paced digital economy, the number of e-commerce businesses continues to grow. From cosmetics, candles, handmade goods to imports including high-tech gadgets, online sellers offer a vast array of products to customers across the globe. However, with the rise of online sales comes an increase in potential risks, particularly when it comes to the […]
How Much Public Liability Insurance Do You Need? A Guide for Small Business Owners
As a small business owner, you face numerous risks, whether you’re a retailer, operating a trade business, consulting, or providing services to the public. Accidents can happen, and when they do, you need to ensure your business is protected from potentially devastating claims. That’s where public liability insurance comes in. But how much cover do […]
Risk Management Strategies for Australian Businesses
What is OHS Risk Management?* Occupational Health and Safety (OHS) risk management is a formal process for identifying workplace hazards and analysing the risks associated with those hazards. You may find this article helpful in planning to protect the safety, health, and well-being of your employees, contractors, visitors, and anyone else visiting and interacting with […]
How to Grow Your Landscaping Company
Growing a landscaping business in Australia doesn’t need to feel like an impossible task. In fact, when done correctly it can be a very profitable and rewarding venture. Business owners and homeowners need to keep a well-maintained space outdoors, so the demand for landscaping services is on the rise. With increased demand comes increased competition […]
How Much Public Liability Insurance do I Need?
The amount of public liability insurance that you need will depend on various factors including the type of work that you do, the potential and level of risk to the public of your work, the size and number of the clients you have and external factors such as contract or industry requirements. In general terms, […]
Public Liability Insurance Q&A’s
Public liability insurance is an important protection for business owners in Australia. Here are some of the most frequently asked questions about public liability insurance and other essential insurance coverages for Australian business owners: Is Business insurance the Same as Public Liability Insurance?* Business insurance takes many forms. One way to evaluate your business insurance […]