With 97% of businesses in WA classified as small companies, public liability insurance may be a smart move to protect the livelihood of your WA-based business.
It may provide coverage against claims for third-party injuries, property damage, and accidents during business operations.
This coverage may be essential for businesses and sole traders across various sectors, including construction, IT, retail, hospitality, and more. Key industries in WA such as financial services, real estate, and professional services, may also rely on public liability insurance to protect against potential risks.
Public liability insurance is a type of insurance coverage that may protect against third-party injuries, property damage, and other incidents resulting from accidents or mistakes made by business owners or employees.
Public liability insurance may be essential for businesses and sole traders across various industries. Whether you’re in construction, IT, gardening/landscaping, retail, hospitality, managing a hair & beauty salon, or are a self-employed tradie in WA, having public liability insurance may protect you from legal and financial liabilities arising from third-party accidents or injuries.
If you’re looking for public liability insurance in Western Australia, the team at Public Liability Insurance Australia is here to help. We have extensive experience serving a diverse range of clients across Western Australia. Our streamlined process makes finding and securing the suitable coverage easy and stress-free.
At Public Liability Insurance Australia, we understand you’re busy and may be able to save you the time of calling multiple insurers and trying to compare quotes. This is where our services come in handy. Our expertise in public liability insurance and strong relationships with top insurers in Australia means we may be able to find a suitable policy for your business. We gather your requirements, assess your coverage needs, and find a suitable insurance policy based on your industry, business size, turnover, and budget. Our team will work with you to provide expert advice and tailored recommendations to ensure you get the coverage you need to operate your business with confidence.
The Public Liability Australia team compare Public Liability insurance for Australian self-employed sole traders and small business owners from a range of leading insurers with the help of our liability brokers.
The Public Liability Australia team have access to over 160 products and services which is helpful for hard to place occupations.
We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the occupation we will typically compare between 0-8 insurers.
United Insurance Group is made up of a number of authorised representatives who deal in general insurance advice across the range of commercial and retail sectors.
United Insurance Group’s good spread of risks and contacts with underwriters, as well as internal access to expertise and support, which provides benefits to the individual businesses and authorised representatives within UIG.
United Insurance Group is part of the largest insurance broker network in Australia and New Zealand, the Steadfast Group.
The Steadfast Network has 473 general insurance brokerages in Australasia who receive superior market access, exclusive products and services, backed by the size and scale of the Steadfast Group.
Benefits to small business clients with member broker include improved policy wordings, broker training and triage support for challenging claims.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.