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Over 95% of businesses based in Western Australia are small companies. Of the 2.3 million businesses registered in Australia, Western Australia accounts for over 225,000 firms. The primary industries in the state include financial and insurance services, construction, real estate services and professional, scientific and technical services. If you run a business based in WA, or you are a sole trader, you may need to invest in public liability insurance.
Public liability insurance is a type of insurance cover, which protects against third party injuries, property damage and other incidents, which may occur as a result of a business owner or an employee making a mistake or causing an accident. Public liability insurance is required for businesses and sole traders operating within several sectors. From construction companies and self-employed tradies to IT firms, gardening businesses, retailers, restaurant and cafe owners and hair and beauty salon managers, public liability insurance is a key requirement.
If you’re looking for public liability insurance in Western Australia, Public Liability Insurance Australia is here to help. We have extensive experience in working with a diverse range of clients across Western Australia and we have designed a very simple process to make finding insurance as easy and stress-free as possible.
At Public Liability Insurance Australia, we know that our clients are busy and that they don’t have the time to call insurers and collect quotes. This is where our services come in handy. We are experts in our field, and we understand the ins and outs of public liability insurance. We work with small businesses and self-employed individuals all over Australia and we have excellent relationships with the leading insurance providers in the country. Our services are designed to minimise stress. We talk to our clients and gather information about what is needed and then we set about sourcing suitable policies. We choose contenders based on your individual requirements, the level of cover you need, the value and turnover of your business and your budget. Our team is here to offer expert advice, make recommendations and enable you to have the cover you need.
The Public Liability Australia team compare Public Liability insurance for Australian self-employed sole traders and small business owners from a range of leading insurers with the help of our liability brokers.
The Public Liability Australia team have access to over 160 products and services which is helpful for hard to place occupations.
We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the occupation we will typically compare between 0-8 insurers.
United Insurance Group is made up of a number of authorised representatives who deal in general insurance advice across the range of commercial and retail sectors.
United Insurance Group’s good spread of risks and contacts with underwriters, as well as internal access to expertise and support, which provides benefits to the individual businesses and authorised representatives within UIG.
United Insurance Group is part of the largest insurance broker network in Australia and New Zealand, the Steadfast Group.
The Steadfast Network has 473 general insurance brokerages in Australasia who receive superior market access, exclusive products and services, backed by the size and scale of the Steadfast Group.
Benefits to small business clients with member broker include improved policy wordings, broker training and triage support for challenging claims.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.