Menu
Public liability insurance for IT contractors, firms and consultants.*
The difference between public liability and professional indemnity insurance for IT contractors is that:
IT contractors, consultants and firms need public liability insurance.
For example, if an IT consultant drops a client’s desktop or laptop public liability insurance may cover replacement or repair.
Further if an It contractor visits a client premises and someone trips over their IT gear and hurts themselves, public liability insurance may cover compensation.
For many IT consultants public liability insurance cover can be bundled in together with professional indemnity insurance cover at a reasonable cost.
For some self-employed IT consultants a combined pubic liability insurance and professional indemnity policy starts from $650 per annum or approx. $60 per month.
| Software developer | from $650 per annum PLUS $5 million public liability insurance PLUS $1 million professional indemnity |
| Web developers | from $650 per annum PLUS $5 million public liability insurance PLUS $1 million professional indemnity |
| IT project manager | from $650 per annum PLUS $5 million public liability insurance PLUS $1 million professional indemnity |
Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and IT contracting business activities.
List of states and territories in Australia we can help IT contractors, consultants and firms find the insurance cover they need:
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.