1300 670 250
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1300 670 250
GET A QUOTE

Public Liability Insurance for Restaurants and Cafes

Public liability insurance quotes for restaurants and cafes. Suitable cover at affordable cost for small cafes, coffee shops and all type of restaurants from our liability brokers.*

1300 670 250
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Do restaurants and cafe owners need public liability insurance?*

If you are a small business owner operating a cafe or restaurant in Australia, you need public liability insurance, because if your cafe or restaurant business activities cause property damage or personal injury to another person you will be liable for the financial damages, legal defence costs and other charges.

Public liability can protect cafe and restaurant owners from significant claims and damages.

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  • Liability Broker

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What does public liability insurance for restaurants and cafe covers?*

Public liability insurance restaurant and cafes in Australia typically provides cover for:

  • Third-party injury to other persons – Where your cafe or restaurant business activities causes harm to others – for example, a client is harmed in your restaurant
  • Third-party damage to others property – Where your cafe or restaurant business activities causes damages to others property ; for example ; a small fire in your cafe leads to damage to a neighbouring property
  • Product liability – Where your cafe or restaurant business activities products and goods supplied causes harm to others; ; for example; a number of clients complain of serious stomach illness after purchasing coffees from you.

We serve cafe and restaurant owners all over Australia*

List of states and territories in Australia we can help cafe and restaurant owners find the insurance cover they need :

  • New South Wales (NSW)
  • Western Australia (WA)
  • ACT and NT
  • Queensland (QLD)
  • South Australia (SA)
  • Victoria (VIC)
  • Tasmania (TAS)
  • Get Quote
  • NO Long Waits on Hold
  • Fast - No Stress
  • Liability Broker

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Our Partners*

hollard
vero
zurich
high-street
liberty
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1300 670 250

We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.

Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice

Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

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*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.

General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.

# Copyright© 2024. All rights reserved. www.publicliabilityaustralia.com.au is a website for SMART Business Insurance, a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131. Client reviews featured are for Smart Business Insurance.