Public Liability Insurance for Restaurants and Cafes

Public liability insurance quotes for restaurants and cafes. Suitable cover at affordable cost for small cafes, coffee shops and all type of restaurants from our liability brokers.*

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Liability Broker


Do restaurants and cafe owners need public liability insurance?*

If you are a small business owner operating a cafe or restaurant in Australia, you need public liability insurance, because if your cafe or restaurant business activities cause property damage or personal injury to another person you will be liable for the financial damages, legal defence costs and other charges.

Public liability can protect cafe and restaurant owners from significant claims and damages.

What does public liability insurance for restaurants and cafe covers?*

Public liability insurance restaurant and cafes in Australia typically provides cover for:

  • Third-party injury to other persons – Where your cafe or restaurant business activities causes harm to others – for example, a client is harmed in your restaurant
  • Third-party damage to others property – Where your cafe or restaurant business activities causes damages to others property ; for example ; a small fire in your cafe leads to damage to a neighbouring property
  • Product liability – Where your cafe or restaurant business activities products and goods supplied causes harm to others; ; for example; a number of clients complain of serious stomach illness after purchasing coffees from you.

We serve cafe and restaurant owners all over Australia*

List of states and territories in Australia we can help cafe and restaurant owners find the insurance cover they need :

  • New South Wales (NSW)
  • Queensland (QLD)
  • Victoria (VIC)
  • Western Australia (WA)
  • South Australia (SA)
  • Tasmania (TAS)
  • ACT and NT

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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.

Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.