What does Public Liability Insurance cover in a Nail Technician Business?

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Public liability insurance in a nail technician business may protect you when someone makes a compensation claim against you because they believe that they have been injured or had their property damaged because of negligence on your part while conducting your work.


This insurance may cover your legal expenses when fighting a claim as well as any compensation you may be ordered to pay when a court determines that you are liable for the damages or injury that was caused. As well as paying any compensation awarded, it may also cover the injured party’s associated expenses, such as medical treatment to deal with an injury, or the repair or replacement of damaged items.


Public liability insurance is vital for you as a nail technician that runs their own business. It can protect you and your business against the possibility of significant financial losses that could occur when an accident results in injury or property damage.

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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.

Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.