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Public liability insurance in a nail technician business may protect you when someone makes a compensation claim against you because they believe that they have been injured or had their property damaged because of negligence on your part while conducting your work.
This insurance may cover your legal expenses when fighting a claim as well as any compensation you may be ordered to pay when a court determines that you are liable for the damages or injury that was caused. As well as paying any compensation awarded, it may also cover the injured party’s associated expenses, such as medical treatment to deal with an injury, or the repair or replacement of damaged items.
Public liability insurance is vital for you as a nail technician that runs their own business. It can protect you and your business against the possibility of significant financial losses that could occur when an accident results in injury or property damage.
We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.
Insurance Broker Code of Practice: We subscribe to and are bound by the Insurance Brokers Code of Practice a full copy of which is available from the National Insurance Brokers Association (NIBA) website, https://www.niba.com.au/insurance-brokers-code-of-practice
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Insurance protection may be available only subject to meeting insurers underwriting criteria. Some of the insurance protections listed may not be available or may have limitations or exclusions. Insurance protection cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Please check your policy schedule carefully for inclusions , exclusions and limitations. Talk to a business insurance broker on 1300 670 250 for more information.
General Advice Warning:
The information in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.
Contact an authorised insurance broker , accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between the author and the reader.
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